Mulgabill
24th January 2012, 09:51 AM
This thread was started by what was alluded to in another thread with the mentioned product liability of tea candle lamps.
It got me thinking, as I exhibit my work at various venues and sell a few of my pieces and do the occasional demonstration, I thought it may be prudent to look at some sort of Product and Public Liability Insurance.
I noticed in some of the Australian woodworking publications that the Victorian Woodworkers Association offered this type of cover through the brokers City Rural Insurance Brokers for QBE Insurance.
On contacting the brokers everything appear fine until I asked if the cover would extend to the repair of furniture items, i.e. repair of table and chair legs, rocking chairs and the like. To my surprise the answer was an emphatic NO!:o For this you would require "Commercial" Insurance cover. As an amateur turner this seems extreme.:no:
Has any other woodworker had an experience such as this and is there perhaps another alternative cost effective cover?
It got me thinking, as I exhibit my work at various venues and sell a few of my pieces and do the occasional demonstration, I thought it may be prudent to look at some sort of Product and Public Liability Insurance.
I noticed in some of the Australian woodworking publications that the Victorian Woodworkers Association offered this type of cover through the brokers City Rural Insurance Brokers for QBE Insurance.
On contacting the brokers everything appear fine until I asked if the cover would extend to the repair of furniture items, i.e. repair of table and chair legs, rocking chairs and the like. To my surprise the answer was an emphatic NO!:o For this you would require "Commercial" Insurance cover. As an amateur turner this seems extreme.:no:
Has any other woodworker had an experience such as this and is there perhaps another alternative cost effective cover?