Thread: Bank charges

Originally Posted by _fly_

That's also why you load one up before you go, if you take money out and you have money in there, its not a cash advance, your just taking from your own money.
But check with them anyway.

That all changes from 1st January. See the link I provided in my previous post or the relevant section is reproduced below.

Will I be charged a cash advance fee if my card has a positive balance?
Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance. We do not recommend that you load your card into credit as this is not the intended purpose of the card.

Originally Posted by KevM

That all changes from 1st January. See the link I provided in my previous post or the relevant section is reproduced below.

bugger, that may not have been their idea, but its what a hell of a lot of people did and used it for.

Although, 6 bucks for a 200 dollar withdrawl at a atm somewhere in europe is probably still better than the main banks versions of a travel card.

Although the original post was for purchases, and I guess its still ok for using and paying in whatever local currency you need to pay in.

As a bank employee, I give you the following rules

If you don't like the charges, talk to your bank and if they won't reverse them, go to another bank that will. If you only have one bank in your town, do you actually need to visit the bank? can you go electronic? How far is the next town? (honest question I really don't know)

As an option, and it really could be out there, have you thought of using BitCoin? Apparently, it really is gaining traction and it's use is spreading.

Just for clarity, I have not used it and know little about it's mechanism, but am looking into it.