Thread: power point wiring
23rd May 2006, 10:00 AM #31
Oh, BTW Boban, thanks
My posts should not be taken to represent legal advice or opinion, rather reasonable counter arguments to the proposition that your insurance company will not pay up.
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23rd May 2006, 02:45 PM #32
But what if the problem is the electrician?
Two years before we bought our 125 year old home the previous owner had it totally rewired and gave us the original receipts.
During the first winter while I was installing ceiling insulation batts, assisted by a sparky friend, we noticed that the original lead-sheaved wires had been left in situe. My sparky friend said that this was quite dangerous as it complicated and slowed the fault tracing process in an emergency. So we set about removing all the redundant wires, lead-sheaved wires that have apparently been illegal since 1956!
About the third lead wire that he cut was live; now I know why they are called sparkies. We then found that most of the drop wires to chest high wall switches had not been replaced.
I then bought one of those three-pin/three light gadgets from Dick Smith and also got an extension lead with a three pin socket on one end and a plug to fit a light socket on the other. We found that almost one third of lights and power points had the switch wired on the return wire rather than the active wire. This is very dangerous and illegal.
The "reputable contractor" was disinterested "....We have no contractual relationship with you, and client confidentiality precludes us confirming or denying whether the previous owner was a client...". I had their receipts!!!
The electrical regulator, then the Tasmanian Hydro, was similarly disinterested and merely suggested that I hire a contractor to audit the wiring. No action was taken against the incompetent or lazy.
Where do I stand with my insurer if a fire is caused by incompetent work by a licensed electrical contractor, compounded by an apparently inept or lazy regulator??
23rd May 2006, 02:48 PM #33Originally Posted by spartan
D1ckhead does it to save money (theft) whereas Pothead does it to try and hide the huge (we're talking megawatts here) consumption of power to maintain an artificial growing environment for their cannabis (heat lamps, UV lamps and hydroponic water system). When EnergyAustralia see huge losses for no apparent reason we place investigative devices on poles and other places to find out where the stuff is going.
There is also the inadvertant fire caused by incedental movement of cabling causing loose wiring to develop a hot spot or by piling insulation material over lights (especially downlights - very hot) or wiring operating in an overloaded or previously stressed condition. Conductors can't get rid of excess heat, insulation degrades causing conductors to further heat causing insulation to melt. Conductors fuse and start fire cause D1ckhead has 3 inch nail in fuse box. BTW that RCD will not protect you from a short circuit, only a circuit breaker or fuse will do that.
Lastly if the car you changed pads on is yours then your safe to some extent. You can always be sued for negligence by the others in the accident. It is against the law to repair or modify another persons vehicle without being licensed.______________
They only call it a rort if they're not in on it
23rd May 2006, 04:00 PM #34Originally Posted by Markw
Had a chat with him and he told me that he finds at least one house a day where they are stealing electricity. When he finds this he pulls the fuse on the power pole and gives a defect notice that requires the whole house wiring to be checked and payment for the estimated electricity theftis made before supply is restored
23rd May 2006, 04:12 PM #35Originally Posted by silentC
A friend and former employer had the misfortune of his place of business, incidentally it was very profitable, burn down.
Fire brigade experts could not prove the cause of the fire and although the police investigated no charges of arson where laid.
Nevertheless the insurance company refused to pay out on the various policies of insurance (building, contents, loss of profits etc,) claiming arson by the proprietors and thus policies null and void.
So they had to sue the insurance company in the Supreme Court, and in due course (18 months later) they won and cost and interest were awarded against the insurance company.
23rd May 2006, 06:26 PM #36Originally Posted by Markw
WE were forever finding crying on lookers when we went to investigate telephone line faults....What was worse is often they cut the phone end of the cable first....connected to the transformer while it was still connected to the switchboard......
At any rate I digress, so if on the house side of your switchboard you have a reasonably modern set of circuit breakers and an RCD is there much chance of an electrical fire - assuming that you haven't over spec'd your circuit breakers - assuming a 10amp cb for lights, 20 amp standard for general power?
The reason I ask this is that I've all this installed by a qualifed electrician - along with my 3 phase - but I don't know if there is something dodgy in a wall or ceiling.....
23rd May 2006, 06:32 PM #37
Silent, Sturdee has answered the question well (as per usual). You have to take them on, but they end up paying for it in the end. Provided of course they have no valid reason for denying the claim. Of the ones I get involved in, very very rarely does the insurer not take my advice and pay up if they don't have the evidence to back up their suspicions.
23rd May 2006, 08:53 PM #38Originally Posted by boban
But they picked on the wrong guys in this case for all the times I learned to wait patiently in court house corridors was whilst I was working for them.
24th May 2006, 10:31 AM #39Originally Posted by Ashore
25th May 2006, 10:29 PM #40
Thanks to your replies specialy from Pulse and Ashore, I made my decision.
I have tried to post for several times my tanks but I have been slow to understand how this site works and consequently my attempts have failed.
If you could make it more user friedly, probably more people would get involved.
Thanks again, hope I can help someone in the future.
KNOWLEDGE DOES NOT TAKE PLACE, ONLY MAKES ONE WISER
26th May 2006, 06:42 PM #41
I haven't posted for a while because,
1. haven't been making much sawdust lately &
2. I used to post a bit of electrical stuff (I'm a sparky). It's a bit of a broken record on here when someone asks these types of Q's, all the sensible advice is to get a sparkie and at the end of the day that's really the only advice a public forum should offer, hence my lack of responding now to such questions. As someone already said if you gotta ask then you don't know what you're doing and it's dangerous stuff. It's not like asking how to glue up a panel where the worst that can happen is you waste a few bucks worth of wood, this stuff will kill you.
My2C worth, going back under my rock now...
26th May 2006, 07:00 PM #42Originally Posted by Sturdee
The insurers reason....he was an ex-firefighter and would know how to light a fire so as to make it look accidental. And once again the insurer was taken to court and lost.Have a nice day - Cheers
26th May 2006, 07:05 PM #43Originally Posted by spartanbut under the heading FIRE in the policy it reads we do not cover loss or damage caused by .....risk passed to you as purchaser of your homeHave a nice day - Cheers
26th May 2006, 07:40 PM #44
Different rules in different jurisdictions.
Last year I got my workshop closed in and ready for wiring. (Shed size 12m x 6m).
The sparky who has done alterations and minor additions on our house in many years past said he was flat out, and happily allowed me to install the wiring and fasten up the 9 double fluorescents, and install the wiring for the lights, 6 double power outlets and 2 hanging chain outlets, but to make no connections, and then to call him to do the connections and wire up the switch board (which I had fastened in place). He then certified the work.
(The NZ system is that sparkies self-certify, and their work is then randomly audited by the licensing authority.)
HIs part of the work took a whole afternoon,(Saturday) and he complimented me on the neatness of my wiring, which needless to say pleased me.
Perhaps some deal like that might be possible in your part of the world.
27th May 2006, 07:12 AM #45
Rob NZ, I did the same thing earlier this year when i built my shed. I was comfortable running the cabling and mounting the lights and switchboard, because i had been given clear instructions about what to run where and how. I was also told not to make any terminations. The Sparky giving me the advice, and who finally fitted off and connected the power, was one i use as a subcontractor to our construction business, so it was easy for me to ring him up and ask "stupid questions" while i was roughing in the cable. My point is that, like most things you havent done before, it seems easy until you start to do it, and find that it is complicated. Most of the labour is in roughing in, so that is expensive. Thats what tempts us to do it ourselves....Young kids cancels shed time
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