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Thread: Trailer add ons share them here
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29th January 2012, 08:12 PM #61
I know it is a bit late but I did not see any reply to your insurance question so I thought I would put in my 2 cents worth. In Victoria where I have lived for past 11 and first 11 years a trailer can be 3rd party insured through the rego for the towing vehicle providing it has a number plate the same as the towing vehicle.
There are some issues with this tho. I have seen a number of such trailer / vehicle combos in Mount Gambier, 30km over the border. They are not legal in SA. They also have limitations on total mass which is a bit limiting. So check mass limits and stay within legal states and you should be alright.
If you intend to back into a Rolls I would suggest you check on the exact legal situation first. Most info is available on the net.
Dean
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29th January 2012 08:12 PM # ADSGoogle Adsense Advertisement
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31st January 2012, 05:50 PM #62
I missed this earlier.
The 2 keys here are the thickness of the angle iron (1/4" or 6mm), and the fact that it's angle iron. Even when welded across the grain, angle iron will still flex due to it not being boxed (And even when you boxed it, the wall thickness was still massive). If you built a trailer from 6mm walled RHS, you'd probably never have an issue with it cracking if you welded it across the bar at that point. The problem these days is trailers being manufactured to be as light as possible, and so thin walled RHS is used.
Originally Posted by ruselToo many projects, so little time, even less money!Are you a registered member? Why not? click here to register. It's free and only takes 37 seconds! Doing work around the home? Wander over to our sister site, Renovate Forum, for all your renovation queries.
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31st January 2012, 06:11 PM #63Senior Member
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Yonnee is correct.
I spent 40 odd years in motor Insurance and I've never seen a policy issued by any company based in Austraila that didn't cover a trailer for Third Party PROPERTY damage whilst attached to an insured vehicle.
Note this is property only not bodily injury.
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2nd February 2012, 08:23 AM #64
Thanks for clearing up the insurance question guys.
Russellvapourforge.com
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2nd February 2012, 08:27 AM #65Senior Member
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I was only thinking about that this morning.
I remember in the early 80's (around about Ash Wednesday) a trailer travelling on a rural road in Victoria had a wheel bearing seize and the wheel and hub came off, rolled into the bush and started a fire that did $$$ damage.
The cause of the fire was tracked back to the trailer and the owner was held responsible.
The insurer of the trailer (AMP) had to pay quite a few million$ to settle the loss.
Of course if the car wasn't insured the owner would have been bankrupted. Goood reaon to not drive around uninsured, as many people do.Last edited by zuffen; 2nd February 2012 at 08:29 AM. Reason: More information
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2nd February 2012, 07:18 PM #66
Unfortunately when there is an incident involving an uninsured driver, who is at fault, while that person may be liable there is frequently little likelihood of recouping a loss.
Rights of recourse are there, but if there is no money, no income, no assets and no insurance you have buckley's chance of redeeming your loss.
Regards
PaulBushmiller;
"Power tends to corrupt. Absolute power corrupts, absolutely!"
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2nd February 2012, 07:49 PM #67Senior Member
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I owned/ran a specialist motor insurance agency that only insured prestige and performance cars for almost 20 years before retiring.
Over those years we would have lost 40% of the money owed to us by other drivers at fault through them not having insurance.
As I type we're settling the last claim where a truck forced a Ferrari up against a gutter. The at fault driver is paying us off at $5,000.00 per month and will be for some time to come.
The only way we got any money was by legal action to de-register his compalny and hence force him into bankruptcy.
We've bankrupted dozens of people over the years and have no sympathy for any of them.
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2nd February 2012, 11:02 PM #68
A mate of mine's brother spent 15+ years paying off a nearly new car he wrote off by "T" boning it with his uninsured car. Even when he was out of work, the court order still required him to pay $5 a week.
Too many projects, so little time, even less money!Are you a registered member? Why not? click here to register. It's free and only takes 37 seconds! Doing work around the home? Wander over to our sister site, Renovate Forum, for all your renovation queries.
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2nd February 2012, 11:03 PM #69
And as riveting as this discussion has become, it's not about trailer add-ons...
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3rd February 2012, 04:42 PM #70
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