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27th September 2019, 08:28 PM #1GOLD MEMBER
- Join Date
- May 2003
- Location
- Central Coast, NSW
- Posts
- 3,330
Anyone taken out landlord insurance recently
Hi. It’s time to renew the insurance on our investment property.
It’s just a basic 3 bedroom house in NSW.
The insurance just gets dearer and dearer.
Has anyone looked into Landlord Insurance recently, and what did you settle on.
Cheers
ArronApologies for unnoticed autocomplete errors.
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27th September 2019 08:28 PM # ADSGoogle Adsense Advertisement
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27th September 2019, 09:39 PM #2
I tried a few online quotes in the last few days and AAMI was the cheapest for me. Interestingly we are looking to do a knock down rebuild next year on the house and several similar sized project home rebuilds from a variety of builders were all less $ than the minimum replacement cost the quote programs would accept.
Franklin
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27th September 2019, 09:48 PM #3
I use EBM, but my situation is very different. I own a Brisbane inner city apartment and the Body Corporate covers the building insurance. All I cover is accidental damage caused by the tenant, loss of rent due to damage and loss of rent if the tenant defaults.
Nothing succeeds like a budgie without a beak.
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27th September 2019, 10:34 PM #4GOLD MEMBER
- Join Date
- Mar 2015
- Location
- Melbourne, Vic, Australia
- Posts
- 1,255
I recently renewed my car, home, and contents policies. All three went up by 30-35% despite no claims or changes. I can only assume that whoever the primary underwriters for insurance are have decided to collectively squeeze more juice out of the lemon - I certainly cried sour tears.
Cheers, Dom
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29th September 2019, 09:21 PM #5GOLD MEMBER
- Join Date
- May 2003
- Location
- Central Coast, NSW
- Posts
- 3,330
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30th September 2019, 12:34 PM #6SENIOR MEMBER
- Join Date
- Jul 2003
- Location
- Melbourne
- Age
- 53
- Posts
- 856
Last time I shopped around, the best deal I got was surprisingly from my bank - NAB.
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3rd October 2019, 11:57 AM #7SENIOR MEMBER
- Join Date
- Mar 2009
- Location
- Sydney
- Posts
- 651
One thing I discovered is it’s often best to do a new enquiry. They give better discounts to new customers than existing. I then ring and provide them the new quote price and they often give a further discount, not always but enough to make it worthwhile.
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